An Overview of FERS for Special Provision Employees Job classifications Types of Retirement Plans Mandatory Payroll Withholdings Information on the TSP Retirement Planning Military Service Calculating Your FERS Annuity Redeposits and Deposits Minimum Retirement Ages Sick and Annual Leave Calculating Years of Service High-3 Average Salary Other Information for FERS Workers with Special Provisions The Special Retirement Supplement Best times to...

An Overview of Health Insurance for Federal Employees An overview of federal health benefits in retirement Premium costs Plan changes and what to know about Open Seasons TriCare and other FEHB plans Healthcare Flexible Savings Account strategies, Medicare Understanding the Vision and Dental Plans Enrollment Premiums How it works with your Health Benefits, Annuity, TSP and other components of the Federal Retirement Benefit Package ... plus more!

FERS Federal Retirement Benefits andAn Overview of FERS & Different Types of RetirementTypes of service used for determining eligibility to retire under FERSEmployee and agency contributions to FERSMilitary service and temporary timeThe FERS annuity computationMinimum age and service requirementsEarly retirementDeferred retirement and “postponed” retirementUnderstanding the Annuity ComputationAmount of an annuityLength of servi...

Survivor Benefits for FERS and CSRS An Overview of FERS & CSRS Survivorship Differences between the two retirement systems’ benefits Qualifying relatives Cost of electing benefits What forms should be filled out to ensure qualifying relatives receive the survivorship Other Information for FERS & CSRS Annuitants Spousal Survivor annuities (including former spouses) Cost to give an insurable interest survivor annuity Information ab...

An Overview of Financial Planning for Federal Employees Setting goals Practical considerations Projecting future income needs How much money will you need saved when you retire? How do your retirement benefits come into play? The Retirement “Tripod” CSRS and FERS annuities, plus military pensions Social Security benefits TSP, IRAs, and other savings/investments Ed thoroughly explores all 3 components! Other Information to Consider...

A Detailed Overview of Long-Term Care Insurance Costs Inflation protection Benefit amounts Waiting periods Activities of daily living Everything you need to know to make a decision about LTC insurance. Understanding Your LTC Options Pros and cons of the Federal LTC Insurance Program Alternatives to LTC insurance ... plus more information about Long Term Care insurance specifically for federal employees, federal retirees, and their families.

An Overview of Life Insurance for Federal Employees Group Life, including the Federal Employee Group Life Insurance Plan (FEGLI), and individual like policies from private companies, with information about term life insurance versus permanent or whole life insurance Understanding FEGLI Benefits In depth education about FEGLI Basic, and Options A, B, and C- including considerations all feds should make about FEGLI benefits when approaching reti...

An Overview of the 4 Types of Social Security Benefits Retirement, disability, survivor, Medicare Eligiblity requirements for each type, How the amounts are calculated How they apply to the financial plans of federal employees, both FERS and CSRS employees Understanding the Common Pitfalls The Windfall Elimination Program for CSRS Earnings Test Special Retirement Supplement for FERS Government Pension Offsets (GPO) How the benefits are taxed I...

Estate Planning for Federal Employees The Basic Steps- What information to gather and analyze, what decisions need to be made (plus suggestions to help your choices), and how and when to review periodically. Why A Plan is Needed What happens to an estate post-mortem? Information about trusts, probate, the titling of property Tax implications ... plus more information about estate planning for federal employees and their families.

Federal Retirement Benefits for CSRS/CSRS-offset An Overview of CSRS & Different Types of Retirement Types of service used for determining eligibility to retire under CSRS Employee and agency contributions to CSRS Military service and temporary time The CSRS annuity computation Minimum age and service requirements Early retirement and deferred retirement Understanding the Annuity Computation Amount of an annuity Length of service and unuse...