It’s a new year! Join Bob Braunstein, Federal Benefits Specialist, to learn about changes that commence at the beginning of the year, including: Effective Dates of Open Season changes (FEHB, FEDVIP, FSAs) New enrollment cards and when they will be delivered (what to use as proof of coverage until they do). Double checking with providers to ensure they have information on plan/enrollment changes. Likelihood of a Federal Pay Raise and What...

Presented By: Brian Kurrus, CFP® About the webinar This webinar will evaluate the differences between Traditional and Roth TSP, including: Tax differences RMD requirements Matching contributions and contribution limits Qualified distributions Roth conversions Estate planning impact Join Brian Kurrus, CFP® as he presents these and other considerations to help you make the most of your Thrift Savings Plan.

About the webinar By now, many Federal employees have heard of the various medical accounts they can use to save money, but have no idea which offers what and saves them the most. This webinar will take a look at the two popular choices: Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), and help determine which one is best for you. Topics to include: What they both have in common Differences between HSAs and FSAs How they are...

Have you ever wondered about working with a financial planner? Perhaps you want to improve your financial circumstances but don’t know where to start, or just don’t have the time or expertise to do it yourself. Maybe you’re facing a decision with huge financial consequences and want to make sure you’re on the right track. Ever just want a second opinion to reassure yourself? You may benefit from working with a financial...

About the webinar: Join Marc Levine, Esquire, as he talks about why clients are more actively doing their estate planning now during these pandemic times. The importance of health directives – especially now POAs Documents for children and grandparents Organizing documents

If you are a Federal employee contemplating retirement, there are many things to be considered. A retirement from Federal service has many facets and angles, much like a precious gem. And just like a gem cutter about to cut a gem, you should approach your retirement with careful consideration! This webinar will explore the areas of Federal retirement and benefits that especially merit your pre-retirement consideration: Retirement benefits ...

Training Federal Employees Since 1984 NITP offers training seminars on Federal Benefits, Financial Planning, Thrift Savings Plan Options/Investments for employees at all stages of their Federal careers: Early-Career Employees, Mid-Career Employees, and Pre-Retirement Employees. Too often we hear “wish I knew this sooner” from people hoping to retire. Join Karen Schaeffer, Certified Financial Planner®, as she walks you through t...

About the webinar If you have questions about Social Security Claiming Strategies, then this webinar is for you. Join Bob Braunstein, Federal Benefits Specialist, as he answers these frequently asked questions. What is my Social Security Full Retirement Age (FRA)? Is my monthly Social Security benefit reduced if I claim it prior to reaching my FRA? What is the “primary insurance amount”? How can I increase my benefit through ...

Thinking about moving? Owning instead of renting? Wondering if you should refinance or pay off your mortgage? Then it’s time to do your homework. Determining How Much You Can Afford: What kind of down payment do you need? How much of your income can you apply to your mortgage? Types of Mortgages: Fixed, Adjustable, FHA, VA, Jumbo. What’s the difference and which one is right for you? Expenses Beyond Your Mortgage: How to evaluate c...

About the webinar Are your employment records accurate? Taking time to check now may help you avoid future pitfalls should your Federal career face sudden changes. This webinar will provide a checklist showing what information your OPF should contain and what actions you may need to take to confirm all Federal service to date.