Serving Those Who Serve
STW (Serving Those Who Serve) provides federal employee benefits education, retirement planning, and financial guidance for federal employees and retirees. Its services focus on helping federal workers understand retirement benefits, insurance programs, and related financial decisions through educational resources, training, and presentations.
Location
15245 Shady Grove Road, Suite 240, Rockville, MD
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Upcoming Serving Those Who Serve Events
Not sure if you’re using your TSP the right way? Learn how contributions, fund choices, Roth vs. Traditional contribution elections, and withdrawal strategies work together to impact your long-term retirement income.
An Overview of Financial Planning for Federal Employees
- Setting goals
- Practical considerations
- Projecting future income needs
- How much money will you need saved when you retire?
- How do your retirement benefits come into play?
The Retirement “Tripod"
- CSRS and FERS annuities, plus military pensions
- Social Security benefits
- TSP, IRAs, and other savings/investments
Ed thoroughly explores all 3 components!
Other Information to Consider
- Health Insurance plans and key points
- Vision + Dental plans
- Healthcare Flexible Spending Accounts administered by FSAFEDS
- Information about FEGLI, private life insurance, and more!
Confused about how FEHB, Medicare, and dental & vision coverage work once you retire? This session explains your options, costs, and how these choices affect your overall federal retirement plan.
Unsure how your annuity, TSP withdrawals, Social Security income, and state taxes affect what you actually keep? This session breaks down how federal retirement income is taxed so you can avoid costly surprises.
Confused about how FEHB, Medicare, and dental & vision coverage work once you retire? This session explains your options, costs, and how these choices affect your overall federal retirement plan.
Not sure if you’re using your TSP the right way? Learn how contributions, fund choices, Roth vs. Traditional contribution elections, and withdrawal strategies work together to impact your long-term retirement income.
Confused about how FERS actually works? This session breaks down eligibility, service credit, your annuity calculation, High-3, survivor benefits, and the critical decisions that determine how much you receive in retirement.
How do all your federal benefits, savings, investments, and insurance choices fit together into a real retirement plan? This session examines how the connections between your annuity, Social Security benefits, TSP, and other critical components of your overall financial picture line up to create your federal retirement landscape. Furthermore, we’ll examine the key decisions you need to make to build your ideal retirement.